A Unified Retirement Strategy for Your Life in Florida
Retirement is not about chasing returns. It is about coordinating income, taxes, healthcare, and legacy into one structured blueprint that lasts.
The Problem with Traditional Financial Advice
Most people have an investment advisor, a CPA, an insurance agent, and an attorney but none of them talk to each other. This ‘siloed’ approach leads to missed tax opportunities, conflicting strategies, and unnecessary anxiety. At Roger Fishel Financial, we act as your Strategic Coordinator. We bring every piece of your financial life together so your retirement, income, taxes, and healthcare work in harmony.
At our firm, we don’t just watch the markets. We look at your whole life. We pick up the phone and call your CPA. We review your Trust to make sure it’s funded. We help you navigate Medicare decisions.
We want you to have Retirement Clarity.
This means knowing that no matter what happens; taxes, market crashes, or health issues, you have a coordinated plan in place.
If you are reading this and feeling a little nervous about your own plan, that is okay. It is better to find the cracks in the foundation now, while we can still fix them.
Your Coordinator, Not Just Your Advisor
Our mission is simple—to make retirement planning accessible from anywhere through personalized virtual consultations and straightforward strategies. By focusing on planning wisely, protecting what you’ve built, and positioning you to prosper in retirement, we empower you to make smarter financial decisions without unnecessary complexity or confusion.
Roger Fishel
FOUNDER & LEAD ADVISOR
For over 20 years, I have seen too many retirees struggle because their financial advice was fragmented. My firm was built to solve that problem. We don’t just pick investments; we build a comprehensive architecture for your wealth that emphasizes safety, clarity, and tax efficiency. Everything we do is guided by our philosophy: Plan. Protect. Prosper.
AS FEATURED IN:
Experience
For over two decades, I hired, trained, and mentored financial professionals while helping guide thousands of client solutions. That leadership experience provides a level of pattern recognition, discipline, and strategic insight that directly benefits the families and retirees I serve today.
Comprehensive
Most financial stress comes from fragmentation. We build integrated financial architecture designed for clarity, tax efficiency, income sustainability, and long-term protection. Every recommendation fits into a larger blueprint.
Disciplined Guidance
Clear communication, thoughtful strategy, and decisions made with long-term stability in mind. Every recommendation is evaluated through risk, tax impact, and sustainability, not short-term noise
Is your Financial Team Playing To Win?
Find out now by downloading our Retirement Clarity Checklist.
Decisions Driven by Education
Retirement planning shouldn’t be a black box. We replace financial jargon with plain English.
Anxiety comes from the unknown. At Roger Fishel Financial, we believe you deserve to understand exactly how your money is working for you. We don’t just hand you a plan; we act as your strategic partner, stripping away the complexity of taxes, Medicare, and income distribution.
We coordinate the fragmented pieces of your financial life—your CPA, your insurance, and your investments—into one clear picture. Our goal is to give you the knowledge to make decisions with absolute confidence, knowing your strategy is built on math, not speculation.
Your Integrated Retirement Blueprint
Building a secure financial future isn’t just about retirement
It’s about making informed decisions at every stage of life. We focus on the core strategies that matter most: growing and protecting your wealth, creating reliable income streams, planning your legacy, managing risk, and keeping taxes under control. These essentials work together to give you clarity, confidence, and the freedom to live the life you want now and long into the future.
Here’s a quick glimpse of the services we offer. You might not need all of them right now, but you can rest easy knowing they’re here for you when you’re ready.
Retirement Planning
We design structured income strategies that prioritize predictable distribution over chasing returns. Your plan is stress-tested for inflation, longevity, and economic volatility.
Healthcare & Medicare Planning
Healthcare is a financial event, not just a medical one. We integrate Medicare decisions and long-term care considerations directly into your income model.
Estate & Legacy Planning
Ensure your hard-earned wealth goes exactly where you intend. We align beneficiary designations and titling with your legal will and trust documents.
Tax Planning
Proactive tax management is central to our process. We coordinate Roth conversions, RMD strategies, and capital gains to minimize your lifetime tax liability
Social Security Optimization
We don't view Social Security in isolation. We analyze claiming strategies and spousal benefits to fit perfectly within your total retirement income design.
Insurance & Risk Management
We use insurance as a strategic tool not a product sale. We protect your plan with life, disability, and asset-based long-term care solutions.
Who We Serve
Helping you make smart, secure financial decisions.
Whether you’re preparing for retirement, enjoying it, living between Florida and up north, or raising a growing family.
In person or virtually, we’re here to guide you nationwide.
What to Expect When Working With Roger Fishel Financial
Common questions we answer frequently on what it’s like working with Roger Fishel Financial.
We work primarily with pre-retirees, retirees, business owners, and families who want a structured strategy plan, not just scattered accounts. Most clients are looking for retirement income clarity, tax-efficient strategies, insurance protection, and long-term wealth coordination.
Whether you are five years from retirement or already retired, the focus is on building a plan that supports your lifestyle and protects what you have built.
Many advisors focus only on investments. We take a coordinated approach that integrates retirement income planning, tax strategy, Social Security timing, Medicare planning, insurance protection, and legacy considerations into one clear blueprint.
The goal is not just growth. The goal is clarity, structure, and confidence.
The first meeting is a structured discovery conversation. We review your current situation, goals, concerns, and existing accounts. From there, we identify gaps, risks, and opportunities.
You will leave with clarity on your next steps, even if you decide not to move forward.
We work with individuals who are serious about building a coordinated financial plan. While many of our clients are retirees or near retirees with accumulated assets, what matters most is your commitment to having a structured plan in place.
No. Retirement planning is a major component, but we also help with tax-efficient strategies, insurance and risk management, estate and legacy coordination, income planning, and overall financial strategy.
Our role is to ensure all parts of your financial life work together.
When you work with us it typically is not a one-time event. We provide ongoing reviews, plan adjustments, and strategy updates as markets, tax laws, and your life circumstances change.
The relationship evolves as your life evolves.
The first step is scheduling a 15-min get aquatinted meeting. During this conversation, we determine whether working together is a fit and outline what the next steps would look like for you.
You can schedule directly here. Get Aquatinted meeting.
Didn’t see the answer you were looking for?
Schedule a free 15-min virtual get aquatinted meeting.
Florida Retirement Resources
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Stop Guessing. Start Coordinating.
Experience the calm that comes from having a fully integrated retirement strategy.