Orlando, Central Florida & Nationwide by Video
Financial Services in Orlando, Florida
Roger Fishel Financial brings every part of your financial life under one roof: retirement income, taxes, Social Security, Medicare, insurance and legacy planning. Explore our financial services below, then start with a free, no-pressure conversation.
✓ Planning, insurance and legacy services in one place
✓ Coordinated with your CPA and estate attorney
✓ In person in Orlando or virtually anywhere in the U.S.
Free PDF, no cost or obligation. Ready to talk instead? Book a free 15-minute Retirement Clarity Session or call (407) 974-7100.
Guidance You Can Trust
One Firm Coordinating Every Piece of Your Financial Life
Most people collect financial services one at a time: an insurance policy here, a retirement account there, a will drafted years ago and a tax return filed every April. Each piece may be fine on its own, but nobody is making sure they work together.
At Roger Fishel Financial, we act as the coordinator. Every service we offer fits into one plan, built around your goals and reviewed as your life changes. We work alongside your CPA and estate attorney so your whole team is on the same page, whether we meet in person in Orlando or by video.
Every service follows our P³ Process: Plan today, Protect tomorrow and Prosper for life.
See How Our P³ Process Works →Stage 1 | Plan
Planning Services
Build one coordinated strategy for your income, taxes and benefits so every decision supports the next.
Retirement Planning
Find out whether your savings will last and turn them into a reliable monthly paycheck for the rest of your life.
Explore retirement planning in Orlando →Financial Planning
Goal-based planning for every stage of life, from career growth and raising a family to selling a business.
Explore financial planning →Tax-Efficient Strategies
Roth conversions, withdrawal order and RMD planning to help you keep more of what you have saved.
Explore tax-efficient strategies →Social Security Optimization
Choose the right claiming age and spousal strategy to get the most from a benefit you usually only claim once.
Explore Social Security optimization →Healthcare Planning
Plan for health costs before and after 65, including bridging coverage until Medicare begins.
Explore Florida healthcare planning →Pension and 401(k) Decisions
Weigh a pension lump sum against monthly payments and decide what to do with a workplace plan at retirement.
Read: Pension Lump Sum vs. Monthly Payments →Stage 2 | Protect
Protection and Insurance Services
Defend your income, your health and your family from the risks that can undo years of saving. Need coverage only? We can help with that too.
Insurance and Risk Management
A full review of the risks you face and the coverage you have, so one unexpected event cannot derail your plan.
Explore insurance planning →Medicare Insurance
Compare Medicare Supplement, Advantage and Part D options and enroll with confidence at 65 or during open enrollment.
Explore Medicare insurance →Life Insurance
Protect a spouse, cover final expenses or create a tax-efficient legacy with coverage that fits your stage of life.
Explore life insurance →Annuities
Guaranteed income options used as a tool, not a sale, to cover essential expenses and reduce market risk.
Explore annuities →Disability Income Insurance
Replace part of your paycheck if illness or injury keeps you from working in the years before retirement.
Explore disability income insurance →Long-Term Care Planning
Plan for the cost of extended care so your savings and your family are protected if care is ever needed.
Read: Long-Term Care Planning in Central Florida →Stage 3 | Prosper
Growth and Legacy Services
Keep your plan working as life changes, grow what you have built and pass it on the way you intend.
Estate and Legacy Planning
Beneficiary reviews, trust coordination and tax-smart transfer strategies, working hand in hand with your estate attorney.
Explore estate planning →Ongoing Reviews and Adjustments
At least one review a year, plus a check-in any time life changes, so your income, taxes and investments stay on track.
See our planning process →Education and Resources
Articles, videos and guides on the retirement questions Florida families ask most, free to read and share.
Visit Prosperous Living →Who We Serve
Financial Guidance for Every Stage Around Retirement
Our clients are individuals and couples approaching or living in retirement, especially those living in or relocating to Florida.
Pre-Retirees, 5 to 10 Years Out
Planning early creates more flexibility, better tax options and stronger income later.
Read: How to Retire Early in Florida →New and Recent Retirees
Turning savings into income, choosing Medicare and timing Social Security in the first critical years.
Read: 50 Retirement Questions Orlando Retirees Ask →Couples and Surviving Spouses
Decisions affect spouses differently, so we plan for both of you, including life after one spouse passes.
Read: 10 Social Security Mistakes to Avoid →New Florida Residents and Snowbirds
Residency and domicile rules, multi-state taxes and making the most of Florida's lack of a state income tax.
Read: Establishing Florida Domicile →Higher Earners and Business Owners
Advanced retirement savings strategies, tax planning and protection for the income you depend on.
Read: Mega Backdoor Roth for Orlando High Earners →Families Planning a Legacy
Passing on wealth efficiently and making sure the right people and causes receive it.
Read: Roth Conversions Complete 2026 Guide →Why Choose Us
Why Orlando Families Choose Roger Fishel Financial
Financial decisions do not have to be overwhelming. You get a partner who listens, explains and makes sure your money works for the life you have built.
One Coordinated Plan
Income, taxes, insurance and legacy in a single strategy, coordinated with your CPA and attorney.
Independent Insurance Options
As an independent broker, we compare carriers to find coverage that fits your plan, not a single company's products.
Education First
Plain-English explanations, free articles and videos, and no pressure. You make every decision.
Local and Virtual
Meet in person in the Orlando area or by video from anywhere in the United States.
Serving Central Florida
Local Financial Services Across Greater Orlando
Roger Fishel Financial is based in Orlando and meets with clients throughout Central Florida, including:
✓ Orange County: Orlando, Winter Park, Windermere, Winter Garden and Ocoee
✓ Seminole County: Lake Mary, Sanford, Oviedo, Longwood and Altamonte Springs
✓ Osceola County: Kissimmee, Celebration and St. Cloud
✓ Lake County: Clermont, Mount Dora and surrounding communities
✓ Nationwide: virtual meetings with clients in any state
We also host educational retirement events across the Orlando area, where you can ask questions and meet us in person before scheduling a one-on-one conversation.
Frequently Asked Questions
Financial Services FAQs
Quick answers about working with us. Each links to the page with the full details.
What financial services do you offer in Orlando?
We help with retirement income, financial planning, tax-efficient strategies, Social Security, healthcare and Medicare, insurance and annuities, and estate and legacy planning. Everything is coordinated into one plan through our P³ Process.
What types of insurance can you help with?
Life, Medicare Supplement and Advantage, long-term care, disability income, critical illness, accident and health coverage before 65, plus annuities for guaranteed income. See our insurance and risk management page for details.
Can I use just one service, like an insurance quote?
Yes. Many clients start with a single need, such as Medicare or life insurance. We keep the focus on what you asked for and never pressure you into a full plan.
Do you help with taxes near retirement?
Yes. We plan around Roth conversions, required minimum distributions, Social Security taxation and Medicare IRMAA thresholds, working alongside your CPA. Learn more on our tax-efficient strategies page.
Do you work with people who split time between Florida and another state?
Yes. We help snowbirds and new residents plan around residency, domicile and state tax exposure, and coordinate with CPAs in both states. We do not prepare tax returns.
Do you work with people who are not retired yet?
Absolutely. Many clients are five to ten years from retirement. Starting early creates more flexibility, better tax options and stronger income outcomes.
Are all of your services listed on this page?
Not every situation fits neatly into a category. If you have a financial question, reach out. If it is outside our scope, we will point you to a trusted professional so you are not navigating it alone.
How do I get started, and is there a cost?
Start with a free Retirement Clarity Session, an educational conversation about where you stand and what matters most. There is no obligation, and any costs for ongoing services are explained clearly before you decide.
Plan. Protect. Prosper.
Ready to Bring Your Financial Life Together?
Schedule a free Retirement Clarity Session and see how our financial services fit together for you. Meet in person in Orlando or virtually from anywhere in the U.S.
Free Retirement Clarity SessionNot ready to talk yet? Get the free Retirement Income Guide call (407) 974-7100 or send us a message.
