Founder & lead advisor · Orlando, Central Florida & nationwide by video
About Roger Fishel, Your Orlando Retirement Planner
Most people I meet have saved well, but they are not sure how it all fits together. My job is to make it make sense, in plain English, and to be the one person who sees your whole picture. When you call, you talk to me.
✓ 20+ years guiding retirement decisions
✓ Independent since 2021, not tied to any one company
✓ Plain-English answers, with no sales script
Always free. No pressure, no obligation. Prefer to talk now? Call (407) 974-7100
20+ Years
Guiding Florida retirees and pre-retirees
Independent
Advice built around you, not one product
$0
Cost for your Retirement Clarity Session
FL & Nationwide
In person in Orlando or by video
Is this you?
You Might Be a Good Fit If...
The people I help most are not looking for a hot stock tip. They want someone in their corner who will tell them the truth and help every piece work together.
✓ You are within 10 years of retirement and want to know if your savings will really last
✓ You are already retired and want income you can count on, without worrying about every market headline
✓ Your accounts, insurance and estate documents were set up at different times by different people
✓ You want straight answers on taxes, Social Security and Medicare before you make a decision you can't undo
✓ You would rather sit down with one person you trust than call a different 800 number every time
If you nodded at even one of these, let’s talk.
Book My Free Clarity SessionMy story
From the Boardroom to the Kitchen Table
Maryland Roots, National Experience
I started my first business as a college freshman at the University of Maryland, and that work ethic never left me. I spent 20 years building and leading financial advisory offices up and down the East Coast. In 2017 my career brought me to Tampa, Florida, where I led a major regional office.
Why I Went Independent
After two decades of hiring and training other advisors, I realized I missed the part I loved most: sitting across from real people and helping a plan finally click. In 2021 I stepped away from the corporate world to give unbiased, lifetime financial guidance directly to families. No corporate scripts, just honest strategy.
Life Beyond the Numbers
When I am not working on client strategies, you will find me on the water boating or jet skiing, or on the basketball court. I have embraced the Florida lifestyle, but my heart still beats for the Baltimore Ravens.
See how I work with clients, step by step →
My promise to you
What You Can Expect When You Work With Me
Choosing someone to help with your retirement is personal. Here is how I work, so you know before we ever talk.
01
You talk to me
Not a call center and not a junior associate. The person you meet is the person who builds and reviews your plan.
02
Plain English, every time
If I can’t explain it so it makes sense at your kitchen table, it doesn’t belong in your plan.
03
No pressure, ever
Our first conversation is free and there is no obligation to change anything. You decide what happens next.
04
A plan, not a product
I start with your goals, then look at options. Every recommendation has to fit your whole picture.
“Plan. Protect. Prosper.” Roger Fishel
Book My Free Clarity SessionWhy Roger Fishel Financial
Why Retirees Choose to Work With Me
Clarity, specialized expertise and personal service at every step of your retirement.
Independent and Unbiased
I am not tied to any one bank, brokerage or insurance company, so I can compare options and recommend what fits you.
Social Security Expertise
I know the claiming rules and spousal options that can help you get more from your lifetime benefit.
Retirement Income Specialist
I help turn your savings into reliable income, not just a pile of accounts.
Education First
I teach before I advise, so you understand every decision behind your plan.
One Coordinated Plan
Income, taxes, Social Security, Medicare and legacy work together instead of in separate silos.
Local and Virtual
Meet in person in Orlando or online from anywhere in the country.
As featured in
Retirement Insights Trusted by National Media
My retirement insights have appeared in CBS News, Kiplinger, MSN, Yahoo Finance, AOL Money and Retirement Living Magazine.
Kiplinger
When spouses clash on retirement age →GOBankingRates
7 unusual ways to cut your cost of living in retirement →Hear It From Roger
Retirement Advice Built Around You, Not a Sales Script
Financial planning is not one-size-fits-all. In a little over a minute, hear how I work and what you can expect when we talk.
✓ Straight answers in plain English
✓ A clear next step after one conversation
✓ Meet virtually or in person in Orlando
What happens next
Here’s Exactly What Happens When You Reach Out
1
Pick a time that works for you
A free Retirement Clarity Session, by video or in person in Orlando. Bring your spouse if you can.
2
We talk about you, not products
Your goals, your worries and where you stand today. I will ask good questions and listen to the answers.
3
You leave with clarity
Clear next steps you can act on, even if we never work together.
Rather send a question first? Request information →
Who I serve
Built for people within 10 years of retirement, or already there
No two retirements look the same. Start where you are today.
Retiring in 5 to 10 years
Will my savings really last?
Find out while there is still time to adjust, not the year after you stop working.
Retirement planning →
Already retired
Is my income built to last as long as I do?
Keep up with taxes, RMDs, inflation and healthcare as they change.
Retirement income →
Women on their own
Widowed, divorced or single
Plan with confidence after a big life change, at a pace that feels right.
Women’s retirement →
Protecting a legacy
Will it go where I intend?
Align your will, trust, titles and beneficiaries so your family is cared for.
Estate planning →
Not ready to talk yet?
Get to Know How I Think, Free
My Tax-Smart Retirement Income Guide walks through how I help clients draw income from a 401(k), IRA and Social Security in the right order, so you may keep more of what you saved.
✓ The withdrawal order most retirees get backwards
✓ When a Roth conversion may make sense
✓ How to avoid a surprise tax bill in your first year
Before you call
Questions People Ask Before They Talk to Me
It is normal to have a few questions first. Here are the ones I hear most.
Is the first conversation really free?
Yes. Your first Retirement Clarity Session is free with no obligation. It is a relaxed conversation about your goals and concerns, and you will leave with clear next steps whether or not we work together.
Will you try to sell me something?
No. The first conversation is about understanding your situation. If I think something could help, I will explain why in plain English, and you make the final decision.
Do I have to move my accounts to work with you?
Not necessarily. Your plan looks at everything you own, wherever it is held. I will give you my honest recommendation, and you make the final decision.
Do I have to live in Orlando?
No. I meet in person in the Orlando area and work with clients across the United States through simple, secure video meetings.
Should my spouse join the call?
I strongly encourage it. Many of the most important choices, like Social Security timing and survivor benefits, depend on planning together.
What should I bring?
Nothing is required. If it is handy, a rough list of your accounts, your Social Security estimate and your biggest questions help us make the most of our time.
Plan. Protect. Prosper.
Let’s Talk About Your Retirement
Pick a time for a free Retirement Clarity Session. We’ll look at where you stand today and map out your next steps, with no pressure and no obligation. Virtual or in person in Orlando.
Book My Free Clarity SessionPrefer to talk now? Call (407) 974-7100. Not ready yet? Get the free guide, 9 Retirement Blunders to Avoid.
