A Unified Retirement Strategy for Your Life in Florida
Retirement is not about chasing returns. It is about coordinating income, taxes, healthcare, and legacy into one structured blueprint that lasts.
The Problem with Traditional Financial Advice
Most people have an investment advisor, a CPA, an insurance agent, and an attorney but none of them talk to each other. This ‘siloed’ approach leads to missed tax opportunities, conflicting strategies, and unnecessary anxiety. At Roger Fishel Financial, we act as your Strategic Coordinator. We bring every piece of your financial life together so your retirement, income, taxes, and healthcare work in harmony.
At our firm, we don’t just watch the markets. We look at your whole life. We pick up the phone and call your CPA. We review your Trust to make sure it’s funded. We help you navigate Medicare decisions.
We want you to have Retirement Clarity.
This means knowing that no matter what happens—taxes, market crashes, or health issues—you have a coordinated plan in place.
If you are reading this and feeling a little nervous about your own plan, that is okay. It is better to find the cracks in the foundation now, while we can still fix them.
Enjoy Retirement With Confidence
We create a customized plan designed to safeguard your wealth, generate reliable income, and reduce taxes—presented in a way that’s simple, practical, and easy to follow.
Plan
Structure your income to last for life, regardless of market volatility.
Protect
Insulate your wealth from healthcare costs, unnecessary taxes, and sequence of returns risk.
Prosper
Live with the confidence that your legacy is secure and your strategy is stress-tested.
Your Coordinator, Not Just Your Advisor
Roger Fishel
Founder & Lead Advisor
For over 20 years, I have seen too many retirees struggle because their financial advice was fragmented. My firm was built to solve that problem. We don’t just pick investments; we build a comprehensive architecture for your wealth that emphasizes safety, clarity, and tax efficiency. Everything we do is guided by our philosophy: Plan. Protect. Prosper.
Our mission is simple—to make retirement planning accessible from anywhere through personalized virtual consultations and straightforward strategies. By focusing on planning wisely, protecting what you’ve built, and positioning you to prosper in retirement, we empower you to make smarter financial decisions without unnecessary complexity or confusion.
Is your Financial Team Playing To Win?
Find out now by downloading our Retirement Clarity Checklist.
Decisions Driven by Education, Not Sales
Retirement planning shouldn’t be a black box. We replace financial jargon with plain English.
Anxiety comes from the unknown. At Roger Fishel Financial, we believe you deserve to understand exactly how your money is working for you. We don’t just hand you a plan; we act as your strategic partner, stripping away the complexity of taxes, Medicare, and income distribution.
We coordinate the fragmented pieces of your financial life—your CPA, your insurance, and your investments—into one clear picture. Our goal is to give you the knowledge to make decisions with absolute confidence, knowing your strategy is built on math, not speculation.
Your Integrated Retirement Blueprint
Building a secure financial future isn’t just about retirement — it’s about making informed decisions at every stage of life. We focus on the core strategies that matter most: growing and protecting your wealth, creating reliable income streams, planning your legacy, managing risk, and keeping taxes under control. These essentials work together to give you clarity, confidence, and the freedom to live the life you want now and long into the future. Here’s a quick glimpse of the services we offer. You might not need all of them right now, but you can rest easy knowing they’re here for you when you’re ready.
Retirement Planning
We design structured income strategies that prioritize predictable distribution over chasing returns. Your plan is stress-tested for inflation, longevity, and economic volatility.
Healthcare & Medicare Planning
Healthcare is a financial event, not just a medical one. We integrate Medicare decisions and long-term care considerations directly into your income model.
Estate & Legacy Planning
Ensure your hard-earned wealth goes exactly where you intend. We align beneficiary designations and titling with your legal will and trust documents.
Tax Planning
Proactive tax management is central to our process. We coordinate Roth conversions, RMD strategies, and capital gains to minimize your lifetime tax liability
Social Security Optimization
We don't view Social Security in isolation. We analyze claiming strategies and spousal benefits to fit perfectly within your total retirement income design.
Insurance & Risk Management
We use insurance as a strategic tool not a product sale. We protect your plan with life, disability, and asset-based long-term care solutions.
Who We Serve
Helping you make smart, secure financial decisions — whether you’re preparing for retirement, enjoying it, living between Florida and up north, or raising a growing family. In person or virtually, we’re here to guide you nationwide.
Florida Retirement Resources
Annuities in Retirement Planning: A Florida Guide for Retirees
Critical Insurance For Florida Retirees
Understanding Retirement Income Planning
Stop Guessing. Start Coordinating.
Experience the calm that comes from having a fully integrated retirement strategy.