The Prosperous Living Library
Articles on when to claim Social Security, how to calculate your benefit, spousal and survivor rules and the claiming mistakes Florida retirees make most.
About This Topic
When you claim Social Security is one of the biggest income decisions you will make. Claiming at 62 locks in a permanently smaller check, while waiting until 70 can raise your benefit substantially. For married couples, the choice also shapes the survivor benefit the surviving spouse will live on.
These articles cover how your benefit is calculated, spousal and survivor rules, common claiming mistakes, the earnings test if you keep working, and how Social Security timing connects to taxes, Medicare premiums and the rest of your income plan.
To see what the numbers look like for you, learn about our Social Security optimization review.
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